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Products & Services

How We Work

Our firm specializes in helping individuals develop sound retirement strategies. If you are retired – or approaching retirement – please take the time to explore our website and the wealth of information we offer. We offer personalized, hands-on service. We educate our clients about financial concepts and products, and take the mystery out of investing, insurance, estate conservation, and preserving wealth.

We understand the many challenges of retirement today and know the biggest concern for many is outliving their money. We focus on money management, as well as other issues that are critical to your financial well being.

At A & M Financial Services, LLC, we provide assistance in the following areas:


Bonds (Corporate and Municipal)

Stocks, Common & Preferred

Annuities, Fixed and Variable

Treasury Notes

Treasury Bills

Government Securities

Mutual Funds, Municipal Bond Funds


Alternative Investments, REITs

Financial Planning

Retail Brokerage Accounts

Traditional IRA

Roth IRA


Simple IRA

Money Purchase Plans

Profit Sharing Plans

Educational IRA

Retirement Plans

401 (k) Planning

403 (b) Planning

457, 401(k), 403(b) Rollover

College Funding

Estate Planning 


Disability Income Insurance

Universal Life

Term Life

Whole Life

Long Term Care 

Tax Planning

Individual Federal & State tax return preparation and planning

Individual Tax Preparation and Planning

Representation before the IRS

IRS and State Tax Audits

Relocation Tax Issues

Business Start Up, Counsel & Corporate Taxes

Small Business Accounting

Income, Gift, and Estate Tax Returns

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. | (516) 938-5616